A 90-day intensive with 12 months of support to help you close your first seller-financed deal.
What Students Are Saying
Ready to build wealth without the banks?
Tired of being told you need a bank—or a boatload of cash—to build wealth?
In the Seller Financing Academy, I’ll show you how to buy property without a bank, without a six-figure salary, and without waiting for permission.
We are told to go to college, work hard, save diligently.
But saving won't buy us freedom.
At Seller Financing Academy, we’re building the most values-driven network of real estate buyers using creative financing - not banks. This is your home for finding aligned partners, supportive community, and lifelong connections with people who believe wealth should be built with each other, not off each other.
Are you tired of working hard for money and ready to make money work for you?
Do you worry about having the money to care for aging parents? How to fund your own retirement? Buy a home? Or start a family?
If you've ever looked around and thought,
"There has to be another way" - you're right.
You don't need perfect credit.
Or a trust fund.
Or anyone's permission.
You need a new playbook - and someone to walk it with you.
You're not broken.
The system is.
And once you learn to work around it instead of waiting on it - everything changes.
Inside the Seller Financing Academy, we don't wait for wealth to trickle down.
We build it. On our terms, in our communities, and with offers that actually get accepted.
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Give Yourself an Unfair Advantage.
When you join Seller Financing Academy, you stop playing by rules that were never built for you. You’ll learn creative strategies the banks don’t want you to know - and even more importantly, you’ll surround yourself with people rewriting the rules alongside you.
This isn’t theory. It’s a hands-on education in building wealth through relationships, not institutions. Think of it as the real estate MBA that actually makes you money - and builds a movement while you’re at it.
Why Seller Financing?
- Seller financing is a radically accessible way to buy property. No banks. No gatekeepers. No financial hazing.
- You work directly with property owners to create win-win deals - building equity, trust, and wealth in your community instead of sending more interest to Wall Street.
- This program doesn’t just teach you how to do it - it shows you why it matters.
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By the End of 12 Months...
You will have your first seller-financed offer crafted and delivered to a real seller, with a clear investment strategy and deal pipeline in motion.
Phase 1: Rewire
Lay the foundation - rewire your mindset, clarify your finances, and design your life for wealth.
Week 1: Orientation
Week 2: Financial Freedom Roadmap
Week 3: Take Back Our Financing
Week 4: Building Relationships that Matter
Friendship Audit • Roleplay Practice Scripts • Seller Marketing Plan • Build Your Ideal Week Protocol • Direct Mail Workshop • Financial Freedom Roadmap • Define Your Buy Box
Phase 2: Equip
Learn the tools, terms, and strategies to structure your first creative deal with confidence.
Week 5: Seller Financing Tool Belt
Week 6: Initial Seller Meeting
Week 7: Building a Win-Win Offer
Week 8: Deals in Action
Deal Calculator • Seller Flag Guide • Exit Strategy Worksheet • Buyer Credibility Workbook • Anti-Self & Manifesto Journaling Tool • Underwriting Template • Exit Strategy Guide • Purchase Contract Toolkit • Deal Decision Matrix • Anti-Self Exercise • Manifesto • Weekly Score Card • Seller Financing Specialty Terms Guide
Phase 3: Build
Put it all into motion—raise capital, protect your time, mitigate risk, and scale with confidence.
Week 9: Raising Private Money
Week 10: Leveraging Systems & Buying Back Time
Week 11: Mitigating Risk
Week 12: Beyond Graduation
Pitch Deck Template • Rejection Challenge • Delegation Tools • Tenant Training Guide
Let’s Talk Strategy
If you're ready to stop waiting for permission and start building real wealth—book a free call with Mel.
This isn’t a sales pitch. It’s a real conversation about:
Your current goals
What’s blocking you
Whether this program is the right fit to help you close your first creative deal
Not quite ready? Click here to download the free guide.
Frequently Asked Questions
Seller financing is a creative way to buy real estate without using a bank. You work directly with sellers to create flexible terms—no gatekeepers, no credit checks, no institutional approval required. It’s a powerful wealth-building strategy based on trust, creativity, and community—not bureaucracy.
Not at all. Many of our students are first-time investors. Some are nurses, artists, or educators. Others are mid-career professionals who want to pivot into real estate. If you’re curious, committed, and coachable—you belong here.
You’ll get lifetime access to all core content, and every coaching call is recorded. Many students juggle full-time jobs and families while building their portfolio. 5–10 hours per week is enough to make steady progress.
You’ll be surrounded with support. That includes:
- Weekly live coaching calls with Mel
- Live workshops and guest speakers (lenders, attorneys, investors)
- A private online forum to ask questions anytime
- A 1 on 1 strategy session to map your deal
If you take consistent action, yes. This isn’t theory—it’s implementation. You’ll learn how to:
- Find off-market sellers
- Craft win-win offers
- Underwrite deals
- Pitch with confidence
- Negotiate ethical, creative terms
That’s totally normal—and we’ll help you build confidence from the inside out. You’ll get live role-play practice, plug-and-play seller scripts, and coaching on how to lead conversations with empathy, not pressure. We’re not here to turn you into a salesperson. We’re here to help you speak with clarity and conviction.
You’ll walk away with everything you need to take action:
- Scripts and seller letters
- Buy box and calculators
- Templates to draft contracts
- Deal analysis tools
- Recorded case studies
- A proven step-by-step framework
This isn’t just a learning experience—it’s a doing experience.
Yes. We offer our Do the Work, Get the Deal Guarantee:
If you fully participate, follow the process, and don’t get a seller-financed deal under contract within 12 months—we’ll refund you.
- Show up for live calls
- Complete the homework and coursework
- Actively meet sellers
- Book your 1 on 1 review session with Mel
If you do all that and still don’t close a deal, we’ll make it right.
Yes! Many students expense this through their business or LLC. We’ll provide a detailed receipt so you can deduct it at tax time.
That’s exactly why this program exists. Most of our students come in with no deals, no deep pockets, and no fancy credentials. All you need is a willingness to learn, to show up, and to try something different.
Our Promise to You
Do the Work.
Get the Deal.
Or Get a Refund.
If you show up, follow the system, and don’t get a deal within 12 months—we’ll refund you.
We remove the risk. You bring the commitment.
Still have questions?
Let’s talk them through together.
There’s no pressure—just clarity, support, and your next step forward.
Mel Dorman
Mel Dorman is a financial activist, TEDx speaker (selected as Editor’s Pick), and founder of the Seller Financing Academy. After working as a social worker and barely scraping by in her twenties, Mel used creative financing—particularly seller-financed deals—to build a multimillion-dollar real estate portfolio in just five years.
Now she teaches others to do the same through her signature 90-day program, which guides students through finding off-market deals, negotiating win-win terms, and building wealth rooted in community, not institutions.
Her work blends behavioral psychology, justice-oriented strategy, and personal storytelling to make wealth-building radically accessible—especially for those who don't fit into the current system.
Mel lives in Portland, Oregon with her partner Robynne and her cat Jameson. When she’s not teaching or structuring deals, you can find her hiking, cooking, or gathering friends around a firepit to talk money, meaning, and how we create a more equitable economy.
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